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Answers

Workplace Safety and Insurance Board (WSIB)


The Workplace Safety and Insurance Board (WSIB) is an independent trust agency that administers compensation and no-fault insurance for Ontario workplaces. For employees, WSIB provides wage loss benefits, medical coverage, and help getting back to work.

The WSIB provides coverage for domestic workers who are employed more than 24 hours a week by one employer. If the worker’s hours vary - more than 24 hours most weeks, but 24 hours or less other weeks - the worker is continuously covered. Domestic workers are still "in the course of their employment" while doing job duties authorized by their employers, outside the employer's home.

Shared employment is considered by the WSIB to mean employment of a domestic worker by two or more households where duties are carried out for more than one household at the same time. If the shared employment is more than 24 hours a week in total, the parties to the shared employment are considered one employer and must register with the WSIB under a single account. An employer is required to pay premiums, either on an annual or quarterly basis (this depends on the estimated annual earnings) and report the payroll earnings.

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